eIVF Fertility Patient Financing | IVF Loan

What is eIVF Patient Finance?

eIVF Patient Finance was created by the same people who developed the practice management/medical records software that your IVF practice utilizes. Collectively, we have more than 40 years of experience with all aspects of the fertility business and serving patients in need of such services.

Our aim is to offer financing (up to 100%) for your treatment cycles.

eIVF Finance’s custom-tailored loan process and competitive rates ensure that the financing of your treatment is not an obstacle to you achieving your dream.

  • Finance 100% of your IVF procedure.
  • 24-hour turnaround to your application.
  • Flexible terms – custom-tailored specifically to your situation.

Your loan will be designed to fit your individual circumstances; and, once approved, our Fertility Loan Specialists will work closely with your fertility center partner to ensure the funds are secured prior to the commencement of your treatment.

Calculate your Monthly Payment

To illustrate what your monthly payments would be if you finance your pending procedure, please enter into this calculator:

  • Your estimated loan request;
  • A sample interest rate (11%*), and
  • The payment years (up to 4 years).
Loan Calculator

Free loan calculator by Bankrate.com


* Note that the actual loan amount, interest rate and payment years will be determined upon review and approval of your application and subject to a credit review


Frequently Asked Questions

How do I apply?
Contact us for a quick, free financial consultation. We then will forward you an application that must be completed by both the Borrower (Primary Applicant) and the Co-Borrower (Secondary Applicant) -usually your Spouse or other individual who you wish to nominate.

Participating Fertility Practices
Can I have get financing regardless of what practitioner I use. This financing only applies for treatments performed at a fertility center that utilizes the eIVF practice management software (refer to the “fertility clinics” window in www.eivf.net for a list of participating practices).

Is there an Application Fee?
There is a $25 non-refundable application fee that must be paid prior to processing of your Application. You will be asked to provide Credit Card information, and, upon submission of your application, this fee will automatically be charged to your credit card.

How do I know how much to apply for?
Apply for an amount that will cover the estimated costs of your procedure. eIVF Finance will either approve you for that amount, or inform you of the amount for which you qualify.

How long will it take to get approved?
All applications received before 12 noon pst will be pre-approved on the same day. All applications received in after 12 noon pst or outside of our normal business hours will be pre-approved the following business day.

What if I have had credit problems?
eIVF Finance will make every effort to customize your loan within the framework of your current financial status and your ability to make the required payments.

Is there a prepayment penalty?
No! As long as you make your monthly payments on time, you can prepay, in part or total, the remaining balance at any time, without penalty.

Are there any additional fees?
If the loan is approved and all Loan Documents are executed, there will be a Document/Administration Fee of $100.

When and to whom will the funds be disbursed?
Once you have accepted your approved loan, the funds will be disbursed directly to your physician’s office within three business days on your behalf.

What are your business hours?
Our Fertilty Loan Specialists are available Monday through Friday between 9:00 pm and 6:00 pm pst.

Who should I call if I have questions?
Call or email any questions you have. An eIVF Loan Specialist will respond to you on the same day if your request is received before 12 noon pst, or the following day if received after 12 noon pst.